# Moss — Product & Features

## What Moss Does

Moss is a personal AI agent that handles purchases, travel, and everyday commerce through natural conversation. You describe what you need. Moss handles it — end to end.

Not a recommendation engine. Not a chatbot. An agent that acts.

## Capabilities

- **Agentic Payments** — makes purchases on your behalf with per-transaction spend controls and in-chat approval flows for anything above your threshold
- **AI Travel Booking** — flights and hotels booked end-to-end via Duffel; no comparison shopping, no checkout forms
- **International eSIM** — purchases data packages via Airalo before you land
- **AI Shopping** — product discovery and checkout via Shopify and Rye
- **Web Search** — real-time research integrated into the agent loop via Tavily
- **Persistent Memory** — remembers preferences, addresses, sizes, and past decisions; never asks the same question twice
- **Spend Controls** — auto-approve threshold, in-chat approval cards, full spend history
- **Referral System** — invite friends, earn credit when they join

## How It Works (3 Steps)

1. **Ask** — describe what you need in plain language ("Book me a window seat to Tokyo under $800")
2. **Moss acts** — reasons through the task, selects tools, executes the purchase
3. **You approve if needed** — transactions above your threshold surface an approval card; one tap to confirm

## Use Cases

- **Travel** — "Book me the cheapest nonstop to London next Friday, aisle seat" → done
- **Groceries** — routine reorders handled without asking
- **Gifts** — "Find a birthday gift for my sister, she likes ceramics, under $60" → found and purchased
- **Subscriptions** — renewals managed, cancellations executed on request
- **eSIM** — "I'm going to Japan next week, get me a 10-day data plan" → handled before you land

## The Agent: Marimo

The personal assistant is named **Marimo**. Marimo is the agent you interact with — the voice, the reasoning, the action layer. Moss is the platform it runs on.

## The Layers Roadmap

Moss adds layers over time. Each builds on the last.

1. **Layer 1: Payments** — active now. AI that handles purchases, travel, and everyday spending.
2. **Layer 2: Scheduling** — calendar integration; agent detects needs and acts at the right time.
3. **Layer 3: Routines** — recurring patterns automated without prompting.
4. **Layer 4: Coordination** — multi-agent; your Marimo coordinates with other people's agents.

## Pricing

Free to start. No credit card required at sign-up. Add funds to your Moss balance when ready.

## Key Links

- Sign up: https://mosslayer.com/login
- How It Works: https://mosslayer.com/how-it-works
- Agentic Payments: https://mosslayer.com/agentic-payments